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247 Center Street Elgin, IA 52141 • Commercial - Retail • ACTIVE

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Description

Located in the heart of downtown Elgin, this adaptable commercial property opens the door to a variety of uses. Whether you envision office space, retail, or a combination, the layout supports your plans. The bonus upper level provides an opportunity to create living quarters or expand your storage needs. The building features a durable steel roof and a recently installed furnace and AC, providing peace of mind for the next owner. Start your buying journey by securing pre-approval with your preferred lender, then connect with your trusted real estate agent.

Property Highlights

Property Type: Commercial - Retail
Year Built: 1900

General Information

County: Fayette
Listed By:
EXIT Realty Driftless Group 319-231-9037 Jeff Marcks
ECIMLS
$47,000
Est. $390/mo
ACTIVE
SQUARE FEET2,800 MLS#154512
STATUSACTIVE PROPERTY TYPECommercial - Retail
TOUR PROPERTY

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Agent Name: Audrey Elliott
 Agent Phone: (309) 317-3370
 Agency Title: Ruhl&Ruhl Realtors
 Agent Email:

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247 Center Street, Elgin, IA 52141.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $47,000$47,000$47,000
Down Payment $9,400$1,645$11,750
Monthly Mortgage Amount $225$277$290
Taxes $65$65$65
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$21$0
Monthly Estimated Total $390$463$455

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/18/2026. The listing information on this page last changed on 05/18/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 05/18/2026 12:01:18 AM EST) or MRED MLS (last updated Sun 05/17/2026 11:57:52 PM EST) or SCWMLS (last updated Sun 05/17/2026 11:54:39 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Sun 05/17/2026 10:15:19 PM EST) or Cedar Rapids MLS (last updated Sun 05/17/2026 10:44:18 PM EST) or NEIRBR MLS (last updated Sun 05/17/2026 11:58:39 PM EST) or ICAAR MLS (last updated Sun 05/17/2026 11:37:30 PM EST) or ECIMLS (last updated Sun 05/17/2026 11:44:17 PM EST) or RMLSA (last updated Sun 05/17/2026 11:50:55 PM EST) or Muscatine MLS (last updated Mon 05/18/2026 12:00:08 AM EST) or No Coast MLS (last updated Sun 05/17/2026 11:54:18 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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