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421 W 5th Street Monticello, IA 52310 • Residential - Single Family • Active

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Description

Completely remodeled in 2025, this move-in ready 3 bedroom, 3 full bathroom home offers quality updates, modern finishes, and functional living space. Notable improvements include all-new plumbing, electrical, furnace, central AC, tankless water heater, and a spray-foamed basement for added efficiency and functional storage. The spacious heated 2-stall garage adds year-round convenience. Inside, you'll find durable luxury vinyl plank flooring, granite countertops, tall ceilings, and oversized windows that fill the home with natural light. The spacious primary suite features a private walk-in shower, while the second level offers two additional large bedrooms ? one with a walk-in closet ? plus a third full bathroom with another impressive walk-in shower. Thoughtfully updated from top to bottom, this home blends modern style with peace of mind, allowing you to move right in and enjoy your new retreat. Welcome Home! **Accepted Offer 5/9/26**

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,838
Garage Size: 2
Attached Garage
Heated Garage
Built in 1840
School District: Monticello

General Information

Bedrooms: 3
Bathrooms: 3
Sqft: 1,838
County: Jones
High School: Monticello
Listed By:
Pinnacle Realty LLC 319-393-0900 Katie Gombert
Cedar Rapids MLS
$275,000
Est. $1,802/mo
3beds
3baths
1,838sqft
2cars
Active
BEDS3 BATHS3 full SQUARE FEET1,838 MLS#2603157
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLMonticello
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Agent Name: Audrey Elliott
 Agent Phone: (309) 317-3370
 Agency Title: Ruhl&Ruhl Realtors
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421 W 5th Street, Monticello, IA 52310.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $275,000$275,000$275,000
Down Payment $55,000$9,625$68,750
Monthly Mortgage Amount $1,319$1,619$1,699
Taxes $383$383$383
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$121$0
Monthly Estimated Total $1,802$2,223$2,182

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/18/2026. The listing information on this page last changed on 05/18/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 05/18/2026 12:01:18 AM EST) or MRED MLS (last updated Sun 05/17/2026 11:57:52 PM EST) or SCWMLS (last updated Sun 05/17/2026 11:54:39 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Sun 05/17/2026 10:15:19 PM EST) or Cedar Rapids MLS (last updated Sun 05/17/2026 10:44:18 PM EST) or NEIRBR MLS (last updated Sun 05/17/2026 11:58:39 PM EST) or ICAAR MLS (last updated Sun 05/17/2026 11:37:30 PM EST) or ECIMLS (last updated Sun 05/17/2026 11:44:17 PM EST) or RMLSA (last updated Sun 05/17/2026 11:50:55 PM EST) or Muscatine MLS (last updated Mon 05/18/2026 12:00:08 AM EST) or No Coast MLS (last updated Sun 05/17/2026 11:54:18 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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